Claims that we can challenge

We often get asked what kind of claims we can challenge… so here is a list of the type of things we focus on.

• Re-Aggravation & Pre-Existing: linking a claim back to a previous claim

• Repetitive Strain: often we can apply the liability to other employers or the general ACC account - either in full or in part

• ACC Mistakes: ACC make a lot of mistakes

  • ACC not doing Due Diligence

  • ACC not notifying the employer of a claim

  • ACC not recognising a formal challenge

• Bogus Claim: claim did not actually happen or did not happen at work

• Motor Vehicle: covers any registered vehicle and applies to drivers only

With the exception of Bogus Claims, we do not impact the worker or their entitlement. Rather, we only focus on who should be liable for a claim as per the legislation - the employer or ACC. We prefer the latter.

With Bogus claims, this is actually theft with respect to getting paid the first week by the employer and fraud in that the worker is collecting ACC weekly compensation. We do not believe that is fair and equitable.

Why do we challenge claims?

Several reasons but the two main ones are that 1] as an employer you should not be legally liable for something that you do not need to be legally liable for; and 2] removing a claim often results in reducing your Experience Rating penalty / increases your discount. This means a direct return on investment and money in your pocket.

Here’s an example of a claim challenge

Yours in health

Martin Wouters

021 322 286